There are following 6 type Magento 2.x / Adobe Commerce 2.x Offline payment methods6 Type Magento 2.x / Adobe Commerce 2.x Offline payment methods

1. Zero Subtotal Checkout
2. Cash On Delivery Payment
3. Bank Transfer Payment
4. Check / Money Order
5. Purchase Order
6. Payment on Account B2B for Adobe Commerce (Available with B2B for Adobe Commerce)

1). Zero Subtotal Checkout:: Once Order Total is Zero ( 0 ), Payment Methods (Zero Subtotal Checkout ) is applied automatically in Magento 2.x / Adobe Commerce

How To enable Zero Subtotal Checkout Payment:: Follow below Admin steps

[a] – Go to Stores > Settings > Configuration.

[b] – In the left panel, expand Sales and choose Payment Methods.

[c] – Under Other Payment Methods, expand the Zero Subtotal Checkout Payment section & select Yes option from Enabled Select Option

2). Cash On Delivery Payment:: Shipping Person (Delivery Person) receives payment from the customer at the time of delivery

How To enable Cash On Delivery Payment:: Follow below Admin steps

[a] – Go to Stores > Settings > Configuration.

[b] – In the left panel, expand Sales and choose Payment Methods.

[c] – Under Other Payment Methods, expand the Cash On Delivery Payment section & select Yes option from Enabled Select Option

3). Bank Transfer Payment:: It is allowed to accept payment that is transferred from a customer bank account and deposited into your merchant bank account.

How To enable Bank Transfer Payment:: Follow below Admin steps

[a] – Go to Stores > Settings > Configuration.

[b] – In the left panel, expand Sales and choose Payment Methods.

[c] – Under Other Payment Methods, expand the Bank Transfer Payment section & select Yes option from Enabled Select Option

4). Check / Money Order Payment:: It is allowed to accept payment that is transferred from a customer bank account and deposited into your merchant bank account.

How To enable Check / Money Order Payment:: Follow below Admin steps

[a] – Go to Stores > Settings > Configuration.

[b] – In the left panel, expand Sales and choose Payment Methods.

[c] – Under Other Payment Methods, expand the Check / Money Order Payment section & select Yes option from Enabled Select Option

5). Purchase Order Payment:: The purchase order is authorized, verified & issued in advance by the company that is making the purchase. Is is specially made for Commercial Customers to pay for authorized purchases by referencing the PO number, that is issued by the company in advance

How To enable Purchase Order Payment:: Follow below Admin steps

[a] – Go to Stores > Settings > Configuration.

[b] – In the left panel, expand Sales and choose Payment Methods.

[c] – Under Other Payment Methods, expand the Purchase Order Payment section & select Yes option from Enabled Select Option

6). Payment on Account B2B for Adobe Commerce (Available with B2B for Adobe Commerce)::

Payment on Account is not supported for orders with multiple shipping addresses

How To enable Payment on Account:: Follow below Admin steps

[a] – Go to Stores > Settings > Configuration.

[b] – In the left panel, expand Sales and choose Payment Methods.

[c] – Under Other Payment Methods, expand the Purchase Order Payment section & select Yes option from Enabled Select Option

The following below steps follow to configure Tax Settings in Magento 2.x or Adobe Commerce

Step [1] – Go To Stores > Settings > Configuration

Step [2] – left panel, Click on Sales > Tax

Step [3] – Expand Left Panel Tax Classes.

Step [4] – Select Tax Class for all below Tax Classes

Select Tax Class for Shipping:: either None or Taxable Goods, by default None selected

Select Tax Class for Gift Options:: either None or Taxable Goods, by default None selected

Select Default Tax Class for Product:: either None or Taxable Goods:: by default Taxable Goods selected

Select Default Tax Class for Customer:: By default Retail Customer selected

Step [5] – Finally click on Save Button.

What is Cross Border Trade:: It is also call Cross-Border Price Consistency, when other merchants who want to maintain consistent prices for customers whose tax rates are different from the predefined store tax rate.

How To Enable Cross-Border Price Consistency:: Follow below steps::

Step [1] – Go to Stores > Settings > Configuration

Step [2] – In the left panel, expand Sales and choose Tax.

Step [3] – Expand  the Right Panel Calculation Settings section.

Step [4] – Set Catalog Prices to Including Tax.

Step [5] – To enable cross-border price consistency, set Enable Cross Border Trade to Yes.

Step [6] – Finally click on Save Button & Cross Border Trade has been enabled.

HIPAA (Health Insurance Portability and Accountability Act of 1996) is U.S. legislation created to improve healthcare standards.

HIPAA offers data privacy and security protections for protecting medical services based Data , following below services provides

• To improve efficiency in the healthcare industry
• To improve the portability of health insurance
• To protect the privacy of patients and health plan members
• To ensure health information is kept secure and patients are notified of breaches of their health data.

No, Magento 2.x / Adobe Commerce do not support HIPAA-Compliance based services

There are following below Adobe Products support HIPAA-Compliance Based Services include:

1. Adobe Experience Manager (AEM) Managed Services
2. Adobe Experience Manager (AEM) as a Cloud Service
3. Adobe Customer Journey Analytics (CJA)
4. Adobe Journey Optimizer (AJO)
5. Adobe Real-Time Customer Data Platform (RTCDP) B2P (Consumer Audiences) Prime and Ultimate Editions
6. Adobe Real-Time Customer Data Platform (RTCDP) B2C Prime and Ultimate Editions
7. Adobe Acrobat Sign Solutions for enterprise and business
8. Adobe Connect Managed Services
9. Marketo Engage
10. Workfront

Company, Quick Order & Requisition List are major part of B2B Adobe Commerce.

The following steps need to follow.

Step [1] – Go STORES > Configuration, redirects Configuration section.

Step [2] – In the left panel under General > B2B Features and enable the basic features

_{Enable Company:: Select Yes to enable company to allow customers to manage their own company. accounts}

_{Once Enable Company selected Yes, The following three below things opened}

_{Enable Shared Catalog:: Once this field is enabled, It is allowed curated catalogs with custom pricing that are available either globally, or limited to specific companies}

_{Enable B2B Quote:: Once this field is enabled, Catalog field is set to Yes, this option is available. When enabled, only products that are assigned to a shared catalog are stored in the price index. Products that are not assigned to the shared catalog are not displayed on the storefront}

_{Enable Shared Catalog:: Once this field is enabled, It is allowed company buyers to submit a request for a quote from the shopping cart.}

_{Enable Quick Order:: To allow customers and guests to quickly place orders based on SKU or product name, set Enable Quick Order to Yes.}

_{Enable Requisition List:: To allow customers to create and manage requisition lists from their account dashboard, set Enable Requisition List to Yes.}

Admin Security is very important part of Magento 2.x Open Source / Adobe Commerce 2.x

There are following below steps need to follow

Step [1] – Go STORES > Configuration, redirects Configuration section.

Step [2] – Click on Left Panel System > Admin, redirects Right Security Section Tab.

• _{Password Reset Protection Type:: By Default as By IP and Email}

• _{Recovery Link Expiration Period (hours):: 2 Hours}
• _{Max Number of Password Reset Requests:: 5}
• _{Min Time Between Password Reset Requests:: 10 Minutes}
• _{Add Secret Key to URLs:: By Default Yes}
• _{Login is Case Sensitive:: By Default Yes}
• _{Admin Session Lifetime (seconds):: 900 Second (By Default)}
• _{Maximum Login Failures to Lockout Account:: 6}
• _{Lockout Time (minutes):: 30 Min}
• _{Password Lifetime (days):: 90 Days (By Default)}
• _{Password Change::Forced}

There are following below steps need to follow

Step [1] – Go STORES > Configuration, redirects Configuration section.

Step [2] – Go Sales > Google API, redirects to right panel Google Analytics  section.

Google API = Google Analytics + Google AdWords + Google GTag

Step [3] –  Right panel Google Analytics Enabled  section.

Google Analytics Configuration

_{Enter Google Analytics ID or Account Number}

Step [4] –  Right panel Google AdWords Enabled  section.

Google AdWords Configuration

_{Enter Google AdWords Conversion ID}

Step [5] –  Right panel Google GTag section.

Google AdWords Configuration

_{Enter Google Analytics4 Measurement ID}

_{Enter Google AdWords Conversion ID}